Mon–Sat: 9:00 AM – 7:00 PM
Trusted by 500+ Clients Across India

Financial Solutions That Move You Forward

Home loans, business finance, and tax advisory — guided by experts who understand your goals. We connect you with the right lenders and help you make confident financial decisions.

Home Loan
Loan Against Property
Business Loans
GST Registration
Tax Filing
Why Choose Us

Built on Trust, Driven by Results

We bring clarity to complex financial decisions and connect you with the best options available.

24/7 Responsive Support

Reach us anytime. We respond quickly to queries and keep you updated at every step.

Unbiased Advisory

We compare options across banks and NBFCs to recommend what truly fits your profile.

Faster Turnaround

Our documentation guidance and lender relationships help speed up approvals.

Reliable Partner Network

We work with 50+ banks, NBFCs, and financial institutions across India.

Post-Disbursal Support

Our relationship doesn't end at disbursal. We assist with balance transfers and more.

Our Expertise

Comprehensive Financial Assistance

From banking partners to legal and valuation support, we cover every aspect of your financial journey.

Banks & NBFCs

Direct relationships with leading public and private banks, plus top NBFCs for competitive rates and flexible terms.

Private Finance

Access to private financiers and alternative lending sources for situations where traditional banks may not fit.

Legal Services

Property legal verification, documentation review, and compliance support through our network of legal experts.

Valuation

Government-approved valuation experts for property assessment, ensuring accurate and accepted property values.

Our Services

Solutions for Every Financial Need

Whether you're buying a home, growing a business, or managing compliance — we have you covered.

How It Works

Simple 6-Step Process

From first enquiry to fund disbursal, we make the journey smooth and transparent.

1

Enquiry

Submit your requirement online or call us.

2

Requirement Review

Our experts assess your profile and needs.

3

Multiple Quotes

We fetch competitive offers from partner lenders.

4

Expert Advisory

Compare options and choose the best fit.

5

Documentation

We guide you through paperwork and processing.

6

Approval & Disbursal

Loan sanctioned and funds disbursed to you.

Meet Our Founder

Hemant Jain

Founder & CEO, Rupee Funding

"Our mission is simple — make professional financial guidance accessible to every individual and business. We don't just find you a loan; we find you the right loan, at the right rate, with the right partner."

With over 15 years of experience in financial services, Hemant has built Rupee Funding on the principles of transparency, speed, and client-first advisory.

Banks NBFCs Private Financiers Legal Experts Valuation Professionals
500+
Happy Clients Served
₹200Cr+
Loan Facilitated
50+
Partner Institutions
4
Cities — Chennai, Delhi, Mumbai, Hyderabad
Client Stories

What Our Clients Say

Real experiences from people who trusted us with their financial decisions.

"Rupee Funding helped me transfer my home loan balance and reduced my EMI significantly. The process was smooth and the team was always available to answer my questions."

HM
Hema Mohta
Home Loan Client, Chennai

"Got my business loan approved in just 12 days. The documentation guidance was extremely helpful. Highly recommend their services for any MSME looking for quick funding."

RK
Rajesh Kumar
Business Owner, Delhi

"Their GST registration and tax filing services saved me so much time. Professional team that explains everything clearly. I now use them for all my compliance needs."

SP
Sunita Patel
CA Firm Partner, Mumbai
FAQs

Frequently Asked Questions

Quick answers to common queries about our services.

How do I apply for a loan through Rupee Funding?
Simply fill out our online enquiry form or call us directly. Our team will review your requirement, check eligibility across multiple lenders, and present you with the best options. The entire process is handled remotely — no branch visits needed.
How does the EMI calculator work?
Our EMI calculator uses the standard reducing balance formula to compute your monthly instalment based on loan amount, interest rate, and tenure. You can use it on our EMI Calculator page to plan your repayments before applying.
Can I transfer my existing loan to get a lower rate?
Yes. Loan balance transfer allows you to move your existing loan to another lender offering a lower interest rate. We compare rates across our partner banks and help you calculate whether the transfer will result in net savings after accounting processing charges.
What is GST registration and who needs it?
GST registration is mandatory for businesses with annual turnover exceeding ₹40 lakhs (₹20 lakhs for special category states). We handle complete GST registration, return filing, and compliance support for businesses of all sizes.
What is the taxable event under GST?
Under GST, the taxable event is the "supply" of goods or services — which includes sale, transfer, exchange, barter, license, rental, or disposal made for consideration in the course or furtherance of business.
What is ITR filing and why is it important?
Income Tax Return (ITR) filing is the process of submitting your income details to the Income Tax Department. It's essential for claiming refunds, carrying forward losses, applying for loans, and maintaining financial credibility. We handle ITR filing for salaried individuals, freelancers, and businesses.
Do you charge a consultation fee?
Our initial consultation and requirement assessment is completely free. We believe in building trust first. Our charges (if applicable) are transparent and discussed before any commitment.
Which cities do you operate in?
Our headquarters is in Chennai, and we have presence in Delhi, Mumbai, and Hyderabad. However, we serve clients pan-India through our digital process and network of partner lenders across the country.

Need Financial Guidance?

Whether it's a home loan, business funding, or tax compliance — our experts are ready to help. Fill in your details and we'll call you back within 30 minutes.

  • Free initial consultation
  • Compare 50+ lender options
  • No hidden charges
  • Callback within 30 minutes

Your information is secure. We'll call you back to understand your requirement.

About Rupee Funding

A financial advisory firm built on trust, transparency, and a commitment to helping every client achieve their financial goals.

Our Story

Making Finance Simple Since Day One

Rupee Funding was founded with a clear purpose — to bridge the gap between individuals/businesses and the right financial solutions. In a market crowded with options, we saw that most borrowers struggle not with availability, but with choosing the right product, understanding the fine print, and navigating documentation.

Founded by Hemant Jain, our Chennai-headquartered firm has grown to serve clients across four major cities. We work as your financial partner — not as a sales agent. Our advisory is unbiased, our process is transparent, and our goal is your long-term financial wellbeing.

Today, we offer end-to-end solutions spanning retail loans, business finance, tax compliance, and corporate advisory. Every client gets a dedicated relationship manager who stays with them from first enquiry to post-disbursal support.

Our Values

What Guides Us

Transparency

No hidden charges, no misleading promises. We tell you exactly what to expect at every step.

Client-First

Your financial wellbeing comes before our commission. We recommend what's best for you, not what pays us more.

Speed

We respect your time. Fast responses, quick processing, and efficient documentation keep things moving.

Trust

We build long-term relationships. Most of our clients come through referrals — and that's our biggest achievement.

Ready to Get Started?

Let's discuss your financial goals and find the right solution together.

Talk to Our Team

Our Services

Comprehensive financial solutions for individuals, MSMEs, and growing businesses — all under one roof.

Home Loan

Own the home you've always dreamed of. We help you find the best home loan rates from 50+ banks with minimal documentation.


Apply Now

Who Is This For?

Salaried individuals and self-employed professionals looking to purchase a new home, construct a house, or renovate an existing property. Whether it's your first home or an upgrade, we help you secure the best deal.

Why Choose Our Home Loan Advisory?

  • Compare interest rates across 50+ banks and NBFCs
  • Get pre-approval before you start house hunting
  • Minimal documentation with our guided process
  • Balance transfer support if you want to reduce existing EMI
  • End-to-end support from application to disbursal

Sample Savings Illustration

See how a small rate difference can save you lakhs over the loan tenure:

Particulars Bank A (9.00%) Bank B (7.00%) via Us
Loan Amount ₹1,00,00,000 ₹1,00,00,000
Tenure 20 Years 20 Years
Monthly EMI ₹89,973 ₹77,530
Total Interest ₹1,15,93,560 ₹86,07,182
Your Savings ₹29,86,378

*This is a sample illustration. Actual rates depend on eligibility, credit score, and lender policies.

Documents Typically Required

  • KYC documents (PAN, Aadhaar)
  • Salary slips (last 3 months) or ITR (last 2 years for self-employed)
  • Bank statements (last 6 months)
  • Property documents (agreement, title deed)
  • Property valuation report

Ready to Find Your Best Home Loan Rate?

Talk to our experts and get a free eligibility check today.

Get Free Consultation

Loan Against Property

Unlock the value of your residential or commercial property. Get high-value loans at lower interest rates for any purpose.


Apply Now

Who Is This For?

Business owners and individuals who own residential or commercial property and need substantial funds for business expansion, debt consolidation, medical expenses, children's education, or any other purpose.

LAP vs Personal Loan — See the Difference

Particulars Personal Loan (15%) LAP (9.5%) via Us
Loan Amount ₹50,00,000 ₹50,00,000
Tenure 5 Years 5 Years
Monthly EMI ₹1,18,950 ₹1,05,100
Total Interest ₹21,37,018 ₹13,06,024
Your Savings ₹8,30,994

*Sample illustration. Actual rates and amounts depend on property value and eligibility.

Key Benefits

  • Loan amount up to 60-70% of property value
  • Lower interest rates compared to unsecured loans
  • Longer tenure up to 15 years
  • Funds can be used for any purpose
  • Available for both salaried and self-employed

Want to Know Your Property's Loan Eligibility?

Get a free property valuation and loan assessment.

Check Eligibility

Loan Balance Transfer

Reduce your EMI by transferring your existing loan to a lender offering a lower interest rate.


Check Savings

How It Works

If you're paying a high interest rate on your existing home loan or LAP, we can help you transfer it to a bank offering a better rate. We calculate whether the transfer will result in net savings after accounting for processing charges and then handle the entire transfer process.

When Should You Consider a Transfer?

  • Your current rate is 1% or more above prevailing market rates
  • You have a substantial outstanding balance
  • You still have 5+ years remaining on your tenure
  • Your credit score has improved since you took the original loan

What We Handle

  • Comparison of transfer offers from multiple banks
  • Savings calculation (net of processing charges)
  • Complete documentation and liaison with old & new lender
  • Post-transfer support and tracking

Find Out How Much You Can Save

Get Free Savings Analysis

Working Capital Finance

Keep your business running smoothly with flexible working capital solutions tailored to your cash flow cycle.


Apply Now

Who Is This For?

MSMEs, traders, manufacturers, and service businesses that need funds to manage day-to-day operations — purchasing inventory, paying salaries, covering receivables gaps, or meeting seasonal demand.

Types of Working Capital Facilities

  • Cash Credit (CC) / Overdraft (OD): Revolving limits against receivables or inventory
  • Bill Discounting: Get immediate funds against your invoices
  • Letter of Credit (LC) / Bank Guarantee (BG): For trade and contract requirements
  • Short-term Term Loan: For specific working capital needs up to 3 years

Need Working Capital for Your Business?

Talk to Our Business Finance Expert

Term Loan & Project Finance

Fund your business expansion, machinery purchase, or new project with structured term loans from leading lenders.


Apply Now

Who Is This For?

Businesses looking to fund capital expenditure — setting up a new unit, purchasing plant & machinery, expanding infrastructure, or launching a new project. Both existing businesses and startups with viable project reports can apply.

What We Offer

  • Loan amounts from ₹10 lakhs to ₹100+ crores
  • Tenure up to 10-15 years based on project viability
  • Project report preparation assistance
  • CMA data preparation and bank presentation
  • Both funded and non-funded facilities

Planning a Business Expansion?

Discuss Your Project

Unsecured Business Loan

Quick business funding without collateral. Get funds up to ₹50 lakhs based on your business vintage and turnover.


Apply Now

Who Is This For?

Businesses that need quick funds but don't have property to pledge as collateral. Ideal for businesses with 2+ years vintage, good banking history, and steady revenue flow.

Key Features

  • No collateral required
  • Loan amounts: ₹5 lakhs to ₹50 lakhs
  • Tenure: 1 to 5 years
  • Quick approval — 7 to 15 days
  • Minimal documentation

Basic Eligibility

  • Business vintage: minimum 2 years
  • Annual turnover: ₹10 lakhs+
  • Income tax returns filed for last 2 years
  • Credit score: 650+ preferred

Need Fast Business Funding?

Check Eligibility

Investment Banking & Advisory

Strategic corporate finance advisory for businesses seeking growth capital, mergers, acquisitions, or restructuring.


Schedule Consultation

Our Advisory Services

  • Debt Syndication: Structuring and placing large debt facilities with multiple lenders
  • Private Equity / VC Fundraising: Connecting businesses with investors
  • M&A Advisory: Buy-side and sell-side support for mergers and acquisitions
  • Business Valuation: Professional valuation for fundraising, compliance, or strategic decisions
  • Restructuring: Financial and debt restructuring for stressed businesses

Need Strategic Financial Advisory?

Schedule a Meeting

GST Registration & Indirect Taxation

Complete GST compliance support — from registration to return filing and audit assistance.


Get Started

Our GST Services

  • New GST registration for businesses
  • Monthly / quarterly GST return filing (GSTR-1, GSTR-3B)
  • Annual return filing (GSTR-9, GSTR-9C)
  • GST audit and reconciliation
  • LUT filing for exporters
  • GST refund claims
  • Reply to notices and assessment support

Who Needs GST Registration?

Any business with annual turnover exceeding ₹40 lakhs (₹20 lakhs for services / special category states), inter-state suppliers, e-commerce operators, and those required under reverse charge mechanism.

What Is the Taxable Event Under GST?

The taxable event under GST is the "supply" of goods or services for consideration in the course or furtherance of business. This includes sale, transfer, exchange, barter, license, rental, or disposal.

Need GST Compliance Support?

Talk to Our Tax Expert

Income Tax Return Filing & Direct Taxation

Accurate, timely ITR filing with tax planning support to maximize your savings and stay compliant.


File Your ITR

Our Tax Services

  • ITR filing for salaried individuals (ITR-1, ITR-2)
  • ITR filing for freelancers and professionals (ITR-3, ITR-4)
  • ITR filing for businesses and companies (ITR-5, ITR-6)
  • Tax planning and savings advisory
  • TDS compliance and returns
  • Advance tax computation
  • Tax notice response and assessment support
  • CAP / restructuring advisory

What Is ITR Filing?

Income Tax Return filing is the process of submitting your income, deductions, and tax payment details to the Income Tax Department. It's mandatory if your gross income exceeds the basic exemption limit, and essential for claiming refunds, carrying forward losses, or applying for loans/visas.

Need Help With Your Tax Filing?

Get Expert Help

Advisory & Profit Maximisation

Strategic business advisory to improve profitability, strengthen cash management, and prepare for growth funding.


Book Consultation

What We Help With

  • Profitability Analysis: Identify margins, cost leaks, and pricing opportunities
  • Cash Flow Management: Build discipline around receivables, payables, and working capital
  • Funding Readiness: Prepare financials, projections, and documentation for bank or investor meetings
  • Business Planning: Short-term and long-term financial roadmaps
  • Compliance Optimization: Structure your business for tax efficiency

Want to Improve Your Business Profitability?

Schedule a Strategy Call

EMI Calculator

Calculate your monthly instalment, total interest, and total payment for any loan amount.

₹43,391
Monthly EMI
₹54,13,924
Total Interest
₹1,04,13,924
Total Payment

Want a personalized quote based on your profile?

Talk to an Expert

Blog & Insights

Financial tips, loan guides, and tax updates to help you make informed decisions.

Home Loan

10 Things to Check Before Taking a Home Loan in 2026

From interest rate comparison to hidden charges — a complete checklist for first-time home buyers.

Read More →
Balance Transfer

Should You Transfer Your Home Loan? A Savings Calculator Guide

Learn how to calculate whether a balance transfer will actually save you money after processing fees.

Read More →
GST

GST Return Filing: Deadlines, Penalties, and Common Mistakes

A practical guide for small business owners on staying compliant with GST return requirements.

Read More →
Business Loan

Unsecured vs Secured Business Loan: Which Is Right for You?

Understanding the trade-offs between collateral-free loans and property-backed business funding.

Read More →
Tax Planning

Old vs New Tax Regime: Which Should You Choose in 2026?

A detailed comparison to help salaried individuals and businesses pick the right tax regime.

Read More →
LAP

Loan Against Property: Complete Guide to Eligibility and Documentation

Everything you need to know about using your property as collateral for a high-value loan.

Read More →

Contact Us

Get in touch with our team. We're here to help you with any financial query.

Head Office

Door No.A3, First Floor, Gems Court, Khader Nawaz Khan Road, Nungambakkam, Chennai-600006

Working Hours

Monday – Saturday: 9:00 AM – 7:00 PM

Service Locations

Chennai | Delhi | Mumbai | Hyderabad

  Map — Nungambakkam, Chennai

Send Us a Message

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